Multi-Trip Travel Insurance Cover

12-Month Plan for Multiple Trips in Australia or Overseas

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Multi-Trip Travel Insurance

If you travel a lot and would prefer an affordable and flexible travel insurance policy that covers you for a 12-month period, then our multi-trip travel cover is the one for you!

Pay one premium, Get covered for the next 12 months

Simply choose the trip duration that will cover your longest journey within those 12 months – be it 15, 30 or 45 days. Your cover begins at the beginning of your journey and ends when your journey ends; only to begin again upon the commencement of your next journey within the 12-month period.

Overseas Emergency Medical Assistance^

If you become suddenly sick or are seriously injured while travelling overseas, this benefit provides access to a medical advisor for emergency medical treatment, any messages which need to be passed on to your family or employer in the event of an emergency, hospital guarantees and medical transfers or evacuation to the nearest hospital or repatriation back to Australia.

*sub-limits apply. For more information refer to section 1.1 of the PDS

^you do not have cover under these sections while travelling in Australia

MULTI-TRIP (Policy Limit)
UNLIMITED

Overseas emergency medical & hospital expenses^

Cover for when you become suddenly sick or are seriously injured while travelling overseas. This benefit also includes cover for emergency dental treatment received for the relief of sudden and acute pain to sound and natural teeth up to $1,000.

*sub-limits apply. For more information refer to section 1.2 of the PDS

^you do not have cover under these sections while travelling in Australia

MULTI-TRIP (Policy Limit)
UNLIMITED

Accidental Death

This benefit is payable to your estate if during your journey, you are injured and because of that injury, you die within 12 months of the injury occurring or the transport you are travelling on disappears, sinks or crashes and you are presumed dead and your body remains unrecovered.

*sub-limits apply. For more information refer to section 1.3 of the PDS

MULTI-TRIP (Policy Limit)
$25,000

Permanent Disability^

This benefit is payable to you if during your journey you suffer an injury that causes total disablement within 12 months of the injury and the disablement continues for at least 12 consecutive months.

*sub-limits apply. For more information refer to section 1.4 of the PDS

^you do not have cover under these sections while travelling in Australia

MULTI-TRIP (Policy Limit)
$25,000

Hospital Cash Allowance^

An allowance of $50 per day if you are hospitalised whilst overseas for more than 48 continuous hours.

*sub-limits apply. For more information refer to section 1.5 of the PDS

^you do not have cover under these sections while travelling in Australia

MULTI-TRIP (Policy Limit)
$5,000

Loss of Income^

Cover if you suffer an injury during your journey that requires overseas medical treatment and because of that injury you are unable to return to work within 30 days after returning home to Australia.

*sub-limits apply. For more information refer to section 1.6 of the PDS

^you do not have cover under these sections while travelling in Australia

MULTI-TRIP (Policy Limit)
$10,400

Cancellation

Covers the non-refundable portion of your unused travel and accommodation arrangements scheduled to be used during your journey that you have paid in advance of cancellation and cannot recover in any other way, if your journey is cancelled, rescheduled or shortened because of circumstances that were not expected or intended by you and are outside your control.

*sub-limits apply. For more information refer to section 2.1 of the PDS

MULTI-TRIP (Policy Limit)
UNLIMITED

Additional Expenses

Reimbursement of any reasonable additional accommodation and travel expenses you incur due to the illness or injury of you, your travelling companion or a relative.

*sub-limits apply. For more information refer to section 3.1 of the PDS

MULTI-TRIP (Policy Limit)
$50,000

Travel Delay Expenses

Cover for additional meals and accommodation expenses you incur because your journey is delayed for more than 6 hours due to circumstances outside your control.

*sub-limits apply. For more information refer to section 3.2 of the PDS

MULTI-TRIP (Policy Limit)
$2,000

Alternative Transport Expenses^

Provides cover for the reasonable additional travel expenses you incur in order to reach a special event or prepaid tour arrangement you have if your scheduled transport is cancelled, delayed, shortened or diverted.

For more information refer to section 3.3 of the PDS

^you do not have cover under these sections while travelling in Australia

MULTI-TRIP (Policy Limit)
$5,000

Return Airfare^

Cover for the cost of your original airline ticket if an injury or illness you suffer during your journey requires you to be repatriated to Australia with a medical escort.

For more information refer to section 3.4 of the PDS

^you do not have cover under these sections while travelling in Australia

MULTI-TRIP (Policy Limit)
$3,000

Domestic Services^

Reimbursement of up to $50 per day for the provision of housekeeping services you normally perform yourself, because you are disabled as a result of an injury suffered during your journey.

*sub-limits apply. For more information refer to section 3.5 of the PDS

^you do not have cover under these sections while travelling in Australia

MULTI-TRIP (Policy Limit)
$500

Domestic Pets^

Cover for reimbursement of additional boarding kennel or cattery fees you incur because you are delayed beyond your original return date due to a claimable event.

*sub-limits apply. For more information refer to section 3.6 of the PDS

^you do not have cover under these sections while travelling in Australia

MULTI-TRIP (Policy Limit)
$500

Luggage and Personal Effects

Cover for your luggage and personal effects during your journey in the event they are permanently lost, stolen or accidentally damaged.

*sub-limits apply. For more information refer to section 4.1 of the PDS

MULTI-TRIP (Policy Limit)
$10,000

Luggage and Personal Effects Delay Expenses

Reimbursement for the reasonable expenses you incur purchasing essential items following your luggage and personal effects being delayed, misdirected or misplaced by the carrier for more than 12 hours.

*sub-limits apply. For more information refer to section 4.2 of the PDS

 

MULTI-TRIP (Policy Limit)
$500

Travel Documents, Transaction Cards & Travellers Cheques^

Cover for the fees incurred to replace your essential travel documents following them being lost, stolen or destroyed during your journey.

For more information refer to section 4.3 of the PDS

^you do not have cover under these sections while travelling in Australia

MULTI-TRIP (Policy Limit)
$5,000

Theft of Cash

Cover for theft of cash, bank notes, currency notes, postal orders or money orders stolen from your person during your journey.

For more information refer to section 4.4 of the PDS

MULTI-TRIP (Policy Limit)
$250

Rental Vehicle Excess

Reimbursement of the excess, deductible or damage liability fee payable by you for the rental vehicle you hired being involved in an accident, damaged or stolen when in your custody or control.

*sub-limits apply. For more information refer to section 5.1 of the PDS

MULTI-TRIP (Policy Limit)
$3,000

Personal Liability

Cover for your legal liability including legal expenses for bodily injury or damage to someone else’s property as a result of a claim made against you.

*sub-limits apply. For more information refer to section 6.1 of the PDS

MULTI-TRIP (Policy Limit)
$2,500,000

Inclusions

AWP 24/7 365-Day Emergency Help

+617 3305 7499 (reverse charges from overseas)

Allianz Global Assistance provide an Australian Based 24-hour Emergency Assistance Call Centre supported by Medical Professionals to support you were ever you may be in the World.

Pre-Existing Medical Cover

Our Travel Insurance automatically covers a wide range of pre-approved medical conditions outlined in the Product Disclosure Statement. In addition to the pre-approved pre-existing medical conditions each traveller can apply online for medical screening of pre-existing medical conditions not detailed in the Product Disclosure Statement.

Cover My Trip Travel Insurance Local Call Centre

Our Travel Insurance Call Centre is based in Australia and can be contacted seven days a week or use the “Contact Us” email provisions on the website.

Cover for Dependent Children

Cover My Trip Travel Insurance Policies cover your Dependent Children* when travelling with their Parent(s) or Grandparent(s) at no additional charge for the Standard Policy Coverage.

*Before you decide to purchase Travel Insurance please read the Product Disclosure Statement and Policy Wording and decide if this Product is right for you and meets your personal circumstances and requirements