Domestic Travel Insurance

Cover whilst in Australia

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Domestic Travel Insurance

There is no doubt that travelling brings about the unexpected. You may find yourself in new places doing new things and we can all agree that it is one of the best things about travelling. Although with the unexpected does come a certain level of risk. Many Australians fail to equate the possibility of risk into domestic holiday plans. Cover My Trip makes it simple and easy to insure yourself against whatever may happen, so you can spend more time enjoying the new things in new places!

Cover for Domestic Travel

Cover My Trip’s Domestic Travel Insurance is designed to cover you for wherever you may be heading in Australia. Whilst Medicare and if applicable your private health insurance can give you some peace of mind, it is not going to protect you from cancellations, rental car excess or the loss/theft of expensive equipment. We provide a level of cover for everything from luggage delays to theft of cash, so you can focus on everything this beautiful country has to offer!

Travel Delay Expenses

If a delay to your journey, from circumstances outside your control, we will reimburse the cost of your reasonable additional meals and accommodation expenses.

* sub-limits apply – refer to section 3.2 of the PDS for details.

DOMESTIC (Single/ Duo)
$2,000

DOMESTIC (Family)
$4,000

Luggage and Personal Effects

We provide cover in the event that during your journey, your luggage is stolen, accidentally damaged or permanently lost.

* sub-limits apply – refer to section 4.1 of the PDS for details.

DOMESTIC (Single/ Duo)
$10,000

DOMESTIC (Family)
$20,000

Luggage and Personal Effects Delay Expenses

We provide cover in the event that during your journey, your luggage is delayed and you have to purchase temporary replacements.

* sub-limits apply – refer to section 4.2 of the PDS for details.

DOMESTIC (Single/ Duo)
$500

DOMESTIC (Family)
$1,000

Additional Expenses

We will reimburse any reasonable additional accommodation and travel expenses if you cannot travel for reasons beyond your control

* sub-limits apply – refer to section 3.1 of the PDS for details.

DOMESTIC (Single/ Duo)
$25,000

DOMESTIC (Family)
$50,000

Theft of Cash

We will pay for cash if stolen from your person during your journey

DOMESTIC (Single/ Duo)
$250

DOMESTIC (Family)
$500

Rental Vehicle Excess

If you have purchased vehicle insurance we will reimburse your excess in the event of an accident.

* sub-limits apply – refer to section 5.1 of the PDS for details.

DOMESTIC (Single/ Duo)
$3,000

DOMESTIC (Family)
$6,000

Personal Liability

We will provide cover in the event that during your journey, you become legally liable to pay compensation

DOMESTIC (Single/Duo)
$2,500,000

DOMESTIC (Family)
$2,500,000

Accidental Death

We will pay the death benefit, to your estate if you are injured and pass away within twelve months of your journey.

* sub-limits apply – refer to section 1.3 of the PDS for details.

COMPREHENSIVE (Single/Duo)
$25,000

DOMESTIC (Family)
$50,000

Inclusions

AWP 24/7 365-Day Emergency Help

+617 3305 7499 (reverse charges from overseas)

Allianz Worldwide Partners (AWP) provide an Australian Based 24-hour Emergency Assistance Call Centre supported by Medical Professionals to support you were ever you may be in the World.

Pre-Existing Medical Cover

Our Travel Insurance automatically covers a wide range of pre-approved medical conditions outlined in the Product Disclosure Statement. In addition to the pre-approved, pre-existing medical conditions each traveller can apply online for medical screening of pre-existing medical conditions not detailed in the Product Disclosure Statement as pre-approved.

Cover My Trip Travel Insurance Local Call Centre

Our Travel Insurance Call Centre is in Sydney and can be contacted seven days a week or use the “Contact Us” email provisions on the website.

Cover for Dependent Children

Cover My Trip Travel Insurance Policies cover your Dependent Children* when travelling with their Parent(s) or Grandparent(s) at no additional charge for the Standard Policy Coverage.

*Before you decide to purchase Travel Insurance please read the Product Disclosure Statement and Policy Wording and decide if this Product is right for you and meets your personal circumstances and requirements