Cruise Travel Insurance

Cruising the Seven Seas

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Cruise Travel Insurance

Cruising is extremely popular in Australia, with 1.28 million Australians going on a cruise in 2016, rising by 21% over the previous year. In fact, Australia was the only country to rise above 4% market penetration in 2016, according to CLIA’s 2016 Market Outlook Report.

Going on a cruise is like going on an overseas holiday, so it’s important to be prepared and make sure you’re insured with the appropriate travel cover. That’s where Cover My Trip can help!

Cover for Domestic or International Cruises

Cover My Trip’s Cruise Travel Insurance covers you once commence your trip and leave our shores – once on-board you are not covered by Medicare even in Australian Waters – International Cruise Ships and Cruise Companies provide their own Medical Services and will independently charge you for those services on-board your cruise ship, if you are off loaded in a foreign port for medical reasons or the need for a higher level of medical care the cruise company is not liable for these expenses.

Additional Covers for Cruises: Cruise Pack

Many people are unaware of the fact that once on board you are not covered by Medicare, even in Australian waters. Many insurers exclude cover whilst on Cruise ships, we want to make sure all Australians have great cover regardless of how they travel, which is why we created the Cruise Pack. This pack is available to people of all ages.

You can purchase the Cruise Pack with Comprehensive, Domestic or Multi-Trip plans for an additional premium. We have included a benefits table for the Cruise Pack below.

Medical Cover While Cruising^^

If you injure yourself whilst on a cruise vessel or become sick, we will reimburse the reasonable medical or hospital expenses. Also provides cover for dental expenses accrued due to the treatment of sudden and acute pain to sound and natural teeth.

^^ you only have cover for these sections if the relevant Pack has been purchased

COMPREHENSIVE (Single/ Duo)
UNLIMITED

COMPREHENSIVE (Family) UNLIMITED

DOMESTIC (Single/ Duo)
UNLIMITED

DOMESTIC (Family)
UNLIMITED

Evacuation Cover – Ship to Shore^^

In the event of an accident or illness, we will cover a range of additional services to evacuate you safely from ship to shore.

* sub-limits apply – refer to section 7.8 of the PDS for details.

^^ you only have cover for these sections if the relevant Pack has been purchased

COMPREHENSIVE (Single/ Duo)
UNLIMITED

COMPREHENSIVE (Family)
UNLIMITED

DOMESTIC (Single/ Duo)
UNLIMITED

DOMESTIC (Family)
UNLIMITED

Cabin Confinement^^

In the event of an accident or illness, we will cover a range of additional services to evacuate you safely from ship to shore.

* sub-limits apply – refer to section 7.9 of the PDS for details.

^^ you only have cover for these sections if the relevant Pack has been purchased

COMPREHENSIVE (Single/ Duo)
$500

COMPREHENSIVE (Family)
$1,000

DOMESTIC (Single/ Duo)
$500

DOMESTIC (Family)
$1,000

Pre-paid Shore Excursion Cancellation^^

This applies if you cannot participate in your pre-paid shore excursion(s) due to confinement in your cabin or in the cruise vessel’s hospital as a result of circumstances outside your control.

^^ you only have cover for these sections if the relevant Pack has been purchased

COMPREHENSIVE (Single/ Duo)
$1,000

COMPREHENSIVE (Family)
$2,000

DOMESTIC (Single/ Duo)
$1,000

DOMESTIC (Family)
$2,000

Formal Cruise Attire Lost or Damaged^^

We provide cover in the event that during your journey, your formal wear is stolen, accidentally damaged or permanently lost.

^^ you only have cover for these sections if the relevant Pack has been purchased

COMPREHENSIVE (Single/ Duo)
$1,000

COMPREHENSIVE (Family)
$2,000

DOMESTIC (Single/ Duo)
$1,000

DOMESTIC (Family)
$2,000

Formal Cruise Attire Delayed^^

If your formal wear is delayed, misdirected or misplaced for over 12 hours from the time you boarded the cruise vessel. If eligible and neccesary we will reimburse you for your reasonable expenses in relation to purchase or hire replacement formal wear.

^^ you only have cover for these sections if the relevant Pack has been purchased

COMPREHENSIVE (Single/ Duo)
$250

COMPREHENSIVE (Family)
$500

DOMESTIC (Single/ Duo)
$250

DOMESTIC (Family)
$500

Marine Rescue Diversion^^

We provide cover if during your journey, your cruise vessel diverts from its scheduled course in order to affect a marine rescue in accordance with international conventions. We will pay you an allowance for each day your cruise vessel diverts, up to a maximum of 5 days.

* sub-limits apply – refer to # section of the PDS for details.

^^ you only have cover for these sections if the relevant Pack has been purchased

COMPREHENSIVE (Single/Duo)
$500

COMPREHENSIVE (Family)
$1,000

DOMESTIC (Single/ Duo)
$500

DOMESTIC (Family)
$1,000

Inclusions

AWP 24/7 365-Day Emergency Help

+617 3305 7499 (reverse charges from overseas)

Allianz Worldwide Partners (AWP) provide an Australian Based 24-hour Emergency Assistance Call Centre supported by Medical Professionals to support you were ever you may be in the World.

Pre-Existing Medical Cover

Our Travel Insurance automatically covers a wide range of pre-approved medical conditions outlined in the Product Disclosure Statement. In addition to the pre-approved, pre-existing medical conditions each traveller can apply online for medical screening of pre-existing medical conditions not detailed in the Product Disclosure Statement as pre-approved.

Cover My Trip Travel Insurance Local Call Centre

Our Travel Insurance Call Centre is in Sydney and can be contacted seven days a week or use the “Contact Us” email provisions on the website.

Cover for Dependent Children

Cover My Trip Travel Insurance Policies cover your Dependent Children* when travelling with their Parent(s) or Grandparent(s) at no additional charge for the Standard Policy Coverage.

*Before you decide to purchase Travel Insurance please read the Product Disclosure Statement and Policy Wording and decide if this Product is right for you and meets your personal circumstances and requirements